Safe to Spend
Your balance minus every bill still to come, minus what you've committed to saving. The number that answers “can I actually afford this?” — with every term shown, so you can check the maths yourself.
Know what you have. Know what's next.
Everything about your money. In one place.
Know what you have. Know what's next. One Finance turns your accounts, bills, loans and subscriptions into one clear answer: how much is actually yours to spend.
onefinance.mn/app
Safe to spend
1,300,000₮
72,222₮ a day for the 18 days left
Available balance3,500,000₮
Remaining payments−1,700,000₮
Savings commitment−500,000₮
Net worth
−2,400,000₮
up 7.4% over 3 months
Coming next
- InternetSep 559,900₮
- Car LoanSep 8850,000₮
- HostingSep 11420,000₮
Illustrative figures — your dashboard shows your own records.
Your dashboard, once it knows your accounts and obligations.
Built around four questions
What do I have?
Cash, banks, savings, cards and business accounts in one net-worth figure.
What do I owe?
Loans with real payoff dates, and every recurring commitment totalled.
What's coming next?
A calendar and timeline of everything scheduled, with reminders that stop when you pay.
What can I safely spend?
One number, updated the moment anything changes — and it shows its working.
No more financial surprises
Rent, loans, subscriptions and renewals land on one calendar with a clear status: upcoming, due soon, overdue. Reminders arrive before the money is gone, not after.
See the end of your debt
Every loan gets a real payoff date, the interest still to come, and what an extra payment would change. Progress you can watch move.
A forecast, not a guess
Confirmed payments, estimated spending from your own history, and the balance that results — labelled separately, so you always know which is which. Never presented as a promise.
Private by design
Your numbers are calculated on our server by a deterministic engine, not sent to a model to be guessed at. Export everything or delete it entirely, whenever you want.
Start with what you have today
Add a couple of accounts and your regular bills. Five minutes later you'll know exactly where you stand.
Get started